Senior/Credit Officer,Credit Executive Fintech


上環
3年工作经验
牙科保險 / 醫療保險 / 花紅/獎金 / 晉升機會

职位描述

Are you looking for your next career move? WE ARE THE ONE!

Zero Finance is a wholly owned subsidiary of ZERO FINTECH GROUP LIMITED - (Stock code: 00093). We are one of the leading Fintech Companies in Hong Kong, committed to providing Financial Solutions to our clients since 2014. Our lending business reached HKD 159 million and revenue of HKD 52 million compared to 2021.

X WALLET is the 1st APP in the Hong Kong Market to feature a 5-second A.I. approval credit product. Our app acquired over 100k users and achieved steady growth over the years. This year, we will continue to break through with new features products. Our newly-launched X Pay is one of the new payment products to excel in the market of Paylater solutions. 

To accelerate business growth, we are looking for a high-calibre - You to join our cohesive community! In this role, you will work with experienced crews in our Credit  team, reporting to the Head of Credit. You will be a good fit:

 

In this role, you will perform:

  • Provide daily support on operations to the Credit team, including but not limited to pre-application background search, document search, site-visit and documentation follow-up etc;
  • Conduct regular and effective credit reviews for proactive control measures to ensure credit quality;
  • Prepare reports with regard to the lending portfolio and Credit policy;;
  • Communicating both internally and externally to ensure smooth operation (Sales, Collection Department etc);
  • Manage and monitor the unsecured Loan portfolio to ensure asset quality;
  • Assist in formulating and reviewing credit policies, compliance guidelines, and operating procedures.
     

Requirements:

  • University degree in banking, accounting, finance and credit related disciplines;
  • Minimum 3-5 years of work experience and exposure in credit and relationship management;
  • Sound knowledge on Mortgage or Commercial lending is an advantage;
  • Having experience in credit approval is an advantage;
  • Strong analytical and problem-solving skills with ability to communicate effectively and create connection with others;
  • With good phone manner and customer services mindset;
  • Good command of English, Cantonese and Mandarin;
  • Proficient in MS Word, MS Excel and Chinese Word Processing.


Why should you join us?
 

  1. Rewarding career development on a Fintech-payment project!
  2. 1:1 coaching and mentoring, work with a friendly, open-minded, supportive team!
  3. You will be heard, valued, recognised, and appreciated!
  4. Working in a convenient office location - Sheung Wan!
  5. Attractive remuneration package with a discretionary bonus!
  6. The top-notch medical plan includes Annual body check, clinical, hospitalisation & Dental!
  7. Free flow snacks and drinks! Yay!
  8. Our little gratitude on your birthday, Festival gifts or red packets!
  9. Regularly volunteers, sports company activities!


If you are a good fit, please come, click the 'Apply Now' button and JOIN US!
 

All personal information collected will be treated in strict confidence and used for recruitment purposes only.


工作种类
工作地区 上環
待遇 牙科保險 / 醫療保險 / 花紅/獎金 / 晉升機會
教育程度
學士
技能 溝通能力 / Microsoft Word / Microsoft Excel
口语语言 良好粵語 / 良好英語 / 良好普通話
受雇形式 全職
行业 資訊科技 / 電子商務

有关招聘公司
Zero Finance Hong Kong Limited
Zero Finance, a subsidiary of -ZERO FINTECH GROUP LIMITED Stock code: 0093, is a financial technology company committed to provide a “Zero Limit,

Zero Wait, and Zero Pain” smart financial solution to the public. To cope with our rapid business expansion of X Wallet eXpress automated personal loan service and other financial services, we are now seeking for a high-caliber

professional to take up this challenging role.

Hero Product - X Wallet & X Pay

X Wallet breaks the traditional way of lending using Machine Learning and data analysis to deliver an automated loan approval result in 15 seconds.